Last Updated: February 23, 2026

Welcome to the VBC Consulting LLC website. By accessing or using our website and services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website or services.

Use of Services

VBC Consulting LLC provides financial consulting and direct lending services. By using our services, you represent that you are at least 18 years of age and have the legal capacity to enter into binding agreements. You agree to provide accurate and complete information when interacting with us.

Intellectual Property

All content on this website, including text, graphics, logos, and design elements, is the property of VBC Consulting LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our written consent.

User Responsibilities

You agree not to use our website or services for any unlawful purpose or in any way that could damage, disable, or impair our services. You are responsible for maintaining the confidentiality of any account information and for all activities that occur under your account.

Financial Disclaimers

Information provided on this website is for general informational purposes only and does not constitute financial advice. Lending products and services are subject to credit approval and other conditions. VBC Consulting LLC does not guarantee approval for any financial product or service.

Limitation of Liability

To the fullest extent permitted by law, VBC Consulting LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of our website or services. Our total liability shall not exceed the amount you have paid us for the specific service giving rise to the claim.

Indemnification

You agree to indemnify and hold harmless VBC Consulting LLC, its officers, directors, employees, and agents from any claims, losses, liabilities, damages, costs, and expenses arising from your use of our website or services or your violation of these terms.

SMS Terms & Conditions

By providing your mobile phone number and opting in, you agree to receive SMS text messages from VBC Consulting LLC, including messages sent using an automatic telephone dialing system, for customer care, informational, account-related, and promotional or marketing purposes. Message frequency may vary based on your interactions with us. Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP. For help, reply HELP or contact us at vbc@thevbcconsulting.com. Consent to receive SMS messages is not required as a condition of purchase. We reserve the right to modify or discontinue SMS messaging at any time.

Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites. Your use of third-party websites is at your own risk.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the state in which VBC Consulting LLC operates, without regard to conflict of law principles.

Changes to These Terms

We reserve the right to update or modify these Terms and Conditions at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of our website and services after changes are posted constitutes acceptance of the updated terms.

Contact Us

If you have questions about these Terms and Conditions, please contact us at:

VBC Consulting LLC
Email: vbc@thevbcconsulting.com